What are two advantages of using Cisco AnyConnect over DMVPN?

What are two advantages of using Cisco AnyConnect over DMVPN? (Choose two.)
A. It provides spoke-to-spoke communications without traversing the hub.
B. It enables VPN access for individual users from their machines.
C. It allows multiple sites to connect to the data center.
D. It allows different routing protocols to work over the tunnel.
E. It allows customization of access policies based on user identity.

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