Which of the following would BEST address the CIO’s concerns?

The Chief Information Officer (CIO) wants to increase security and accessibility among the organization’s cloud SaaS applications. The applications are configured to use passwords, and two-factor authentication is not provided natively.
Which of the following would BEST address the CIO’s concerns?
A. Procure a password manager for the employees to use with the cloud applications.
B. Create a VPN tunnel between the on-premises environment and the cloud providers.
C. Deploy applications internally and migrate away from SaaS applications.
D. Implement an IdP that supports SAML and time-based, one-time passwords.

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