What are the three differences between Oracle Transactional Business Intelligence (OTBI) and Oracle Business Intelligence Applications (OBIA)? (Choose three.)
A. Both OBIA and OTBI provide a set of predefined reports and dashboards and a library of metrics that help to measure business performance
B. OTBI allows you to create user-defined reports from real-time transactional data against the database directly
C. OBIA is based on the universal data warehouse design with different prebuilt adapters that can connect to various source applications
D. Cloud customers can use both OTBI and OBIA
E. OBIA works for multiple sources including E-Business Suite, PeopleSoft, JD Edwards, SAP, and Cloud Applications