What is the expected action for each of the following test cases?

Given the following decision table:


What is the expected action for each of the following test cases?
– Joe is a smoker who will be skiing and has an existing medical condition.
– Sue is a non-smoker who does not ski and does not have an existing medical condition.
A. Insure Joe offering no discount, insure Sue offering no discount
B. Insure Joe, offering a 10% discount and insure Sue offering a 10% discount
C. Do not insure Joe and insure Sue offering no discount
D. Do not insure Joe and insure Sue offering a 15% discount

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