A customer has expressed the requirement that users accessing online-banking application must first authenticate using a userid/password and successfully enter a one-time PIN which is texted to a cell phone.
Which two IBM Security Access Manager (ISAM) V9.0 modules are required to fully implement the solution? (Choose two.)
A. ISAM PAM Module
B. ISAM Cloud Module
C. ISAM Federation Module
D. ISAM Advanced Control Module
E. ISAM Access Manager Platform
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