When would you choose to define tasks in a Template rather than create a new Schedule each month?

In Financial Close Manager, when would you choose to define tasks in a Template rather than create a new Schedule each month?
A. when the tasks are repeatable over multiple close cycles
B. when the tasks require consistent definition across close schedules
C. when the tasks are often late in completion and they need to be monitored more closely
D. when the tasks require multiple levels of approvers

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