Which is the most appropriate receipts solution in Oracle Receivables to directly address this business need of your client?

Retail customers are encouraged to sign up for direct debit form of payment. This provides the bank with authorization to debit a customers checking account for either the full amount due or the minimum balance, depending on the option selected by the customer at the time of enrolling for the direct debit. Which is the most appropriate receipts solution in Oracle Receivables to directly address this business need of your client?
A. Implement bills of exchange.
B. Implement automatic receipts.
C. Implement credit card receipts.
D. Implement QuickCash receipts.
E. Implement AutoLockbox receipts

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