According to FDIC Guidance on Spousal Signature Provisions, if the creditor requires the spouse’s signature on an instrument that imposes personal liability, the creditor’s belief should be:
A. Supported by a thorough review of pertinent statutes, decisional law, or an opinion of the state’s attorney general
B. Supported by a thorough review of pertinent statutes
C. Supported by decisional law
D. Supported by an opinion of the state’s attorney general
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