John and Elise Fernandez apply to ABC Bank for a loan to purchase a manufactured home. ABC Bank is a community bank with approximately $100 million in assets, and the home would be located outside of the bank’s metropolitan area. Mr. and Mrs. Fernandez complete an in-person application for a mobile home that is denied by the bank due to insufficient income. Which piece of information on the Fernandez application is ABC Bank NOT required to report on its HMDA LAR?
A. The ethnicity of the applicants
B. The race of the applicants
C. The purpose of the loan application
D. The metropolitan area where the home will be located
|
Download Printable PDF. VALID exam to help you PASS. |
 |