Supervisory review should also be the part of Subprime Mortgage Lending. It should review:
A. Regulatory agencies will continue to focus on risk management review and consumer compliance processes
B. Hiring and Training of personnel
C. Agencies will continue to take action against institutions that violate consumer protection laws or fair lending laws or that engages in unfair or deceptive acts or practices or in unsafe or unsound lending practices
D. Applicability of prepayment penalties