What are the supporting elements for effective risk management?

What are the supporting elements for effective risk management?
A. Trained core people, matrix organization, simple scalable process, and tools and techniques
B. Competent people, collaborative organization, rigorous process, and tools and techniques
C. Competent people, supportive organization, simple scalable process, and tools and techniques
D. Competent people, functional organization, policy, and tools and techniques

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